Mohammed Kamal , Senior Vice President , O & T , at Mastercard , on the company ’ s unique operations , digital transformation , technology trends and its initiatives to combat COVID-19

W hen it comes to the operations at Mastercard , Mohammed Kamal , Senior Vice President , O & T , reflects on the history of the company . “ Just looking at Mastercard ’ s payment network , it has a unique architecture with triple redundancy built in , operating globally , peer to peer and with local AI decisioning . The way Mastercard and Mastercard ’ s network has been built over the years is different from some of our competitors , which I believe provides a quicker and higher quality of service for our customers . Beyond our historic payments network , I think Mastercard is in a position to disrupt itself . Where you typically associate Mastercard with credit card or debit card payments , being disruptive has taken us into areas such as account-based and bill payments , which have grown over the years . While we ’ ve been diversifying into services for some time , we ’ re also diversifying into multiple payment rails that you typically wouldn ’ t associate with Mastercard . For me this is one of