Founded in 2012 , Capital One Labs explores “ the intersection of emerging technology and finance .” Its labs build innovative products , consumer experiences and engineering solutions to drive Capital One as a leader within the industry , and to improve the lives of its customers . Capital One Labs was designed to allow for prototype making and design thinking . Capital One Labs has offices in Washington D . C . and New York City . “ We bring together diverse perspectives to solve big problems . We elevate each other , stand for each other ’ s success , and build a culture of trust and mutual respect .”

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